Item 31. AMENDMENT TO IGA WITH CITY OF PEORIA FOR HOME FUNDED ACTIVITIES - The purpose of the Agreement is for the City to create homebuyer opportunities for eligible low-to moderate income homebuyers in the City of Peoria. The City, through three projects, shall develop and or acquire and rehabilitate six separate single-family homes in the City of Peoria as scatter-site single-family homeownership projects. The County provided the City with U.S. Department of Housing and Urban Development (HUD) HOME Investment Partnerships Program (HOME) funds in the amount of $1,040,900 in total Agreement funding under ALN. 14.239. The Agreement term is December 12, 2021, through September 30, 2026.

The purpose of Amendment No. 3 is to address the following:

• Extend the Agreement termination date through September 30, 2027.

• Revise County Lead Agency Representative.

• Add an additional Work Statement hereinafter referred to as “PY24 Work Statement A-Acquisition and Rehab for Homebuyers” attached and incorporated into the Agreement. The County shall provide the City with $130,599 for the Work Statement activities provided to the County by HUD PY24 HOME Investment Partnership Program (HOME) funds through the US. Department of Housing and Urban Development (HUD) under ALN 14.239. All work performed or costs incurred shall be reimbursable through September 30, 2027.

• Add an additional Work Statement hereinafter referred to as “PY24 Work Statement B- Acquisition and New Construction for Homebuyers” attached and incorporated into the Agreement. The County shall provide the City with $136,707 for the Work Statement activities provided to the County by HUD PY24 HOME funds through the US. Department of Housing and Urban Development (HUD) under ALN 14.239. All work performed or costs incurred shall be reimbursable through September 30, 2027.

• The Agreement total funding amount shall be increased by $267,306 in PY24 HOME funds, from $1,040,900, for new Agreement total funding in the amount of $1,308,206.

CONCERN: HUD is continuing to increase the amount of money it is giving to cities to provide or have nonprofits homes to folks who cannot afford a home.

HUD provides mortgage insurance on loans made by FHA-approved lenders.

The delinquency rate for FHA loans is at 11.03%, and the serious delinquency rate is 4.77%.

In 2007, 35% of new FHA borrowers had debt-to-income ratios above 43%. By 2020, 54% did. About 64% of FHA borrowers last year exceeded the 43% threshold. - https://www.wsj.com/opinion/bidens-mortgage-relief-fuels-higher-housing-prices-policy-loans-risk-cb0a1974

According to the US Treasury, $9.9 billion dollars has been allocated to helping pay delinquent mortgages, and nearly 550,000 delinquent housing payments since 2021 have been handled. https://home.treasury.gov/policy-issues/coronavirus/assistance-for-state-local-and-tribal-governments/homeowner-assistance-fund

Stop allowing the program you’re entertaining from moving forward. The money is being used to put people who cannot afford homes into homes, which then leads to our tax dollars being used to pay peoples’ mortgages.

All of these programs keep houses off the market and prevent market corrections from occurring, even though we are starting to see housing prices come down.

Furthermore, tax dollars are being used to buy homes at prices that are going down and are losing out as investments for preservation of tax dollar wealth.

The money should be used to reduce everyone’s property taxes by the same amount or returned to the federal government.

PLEASE NOTE: This agreement does not prohibit non-citizens from accessing this program! 

32. AMENDMENT TO IGA WITH CITY OF AVONDALE FOR HOME INVESTMENT PARTNERSHIP PROGRAM ACTIVITIES - The purpose of the Agreement is for the City to provide down payment assistance, closing costs, principal reduction, and other appropriate assistance to eligible first-time homebuyers, as well as provide Tenant Based Rental Assistance (TBRA) to help prevent homelessness by providing decent and affordable rental housing for eligible families in need. The County has provided the City with total Agreement funding in the amount of $863,516 for Work Statement activities, provided to the County through the U.S. Department of Housing and Urban Development (HUD) HOME Investment Partnerships Program (HOME) funding under ALN 14.239. The Agreement term is April 21, 2021, through September 30, 2025.

The purpose of the Amendment is to address the following:

• Extend the Agreement Termination date from September 30, 2025, through September 30, 2027.

• Update County Lead Agency Representative

• Add an additional Work Statement hereinafter referred to as “2024 Work Statement” attached and incorporated into the Agreement. The 2024 Work Statement is for the City to provide single family, owner-occupied housing rehabilitation assistance to qualified low-income households. The County shall provide the City with $199,777 for the Work Statement activities provided by PY24 HUD HOME Investment Partnerships Program (HOME) funds under ALN 14.239. All work performed or cost incurred or expensed shall be reimbursable through September 30, 2027.

• The Agreement funding amount shall now be increased from $863,516 to $1,063,293 in HUD HOME funds.

CONCERN: This program allows for taxpayers to pay rent or mortgage relief for homebuyers who cannot afford homes.

It states, “The purpose of the Agreement is for the City to provide down payment assistance, closing costs, principal reduction, and other appropriate assistance to eligible first-time homebuyers, as well as provide Tenant Based Rental Assistance (TBRA) to help prevent homelessness by providing decent and affordable rental housing for eligible families in need." HUD is continuing to increase the amount of money it is giving to cities to provide or have nonprofits homes to folks who cannot afford a home.

In 2007, 35% of new FHA borrowers had debt-to-income ratios above 43%. By 2020, 54% did. About 64% of FHA borrowers last year exceeded the 43% threshold. - https://www.wsj.com/opinion/bidens-mortgage-relief-fuels-higher-housing-prices-policy-loans-risk-cb0a1974

According to the US Treasury, $9.9 billion dollars has been allocated to helping pay delinquent mortgages, and nearly 550,000 delinquent housing payments since 2021 have been handled. https://home.treasury.gov/policy-issues/coronavirus/assistance-for-state-local-and-tribal-governments/homeowner-assistance-fund

Stop allowing the program you’re entertaining from moving forward. The money is being used to put people who cannot afford homes into homes, which then leads to our tax dollars being used to pay peoples’ mortgages.

All of these programs keep houses off the market and prevent market corrections from occurring, even though we are starting to see housing prices come down.

Furthermore, tax dollars are being used to buy homes at prices that are going down and are losing out as investments for preservation of tax dollar wealth.

The money should be used to reduce everyone’s property taxes by the same amount or returned to the federal government.

PLEASE NOTE: This agreement does not prohibit non-citizens from accessing this program! 

33. AMENDMENT TO IGA WITH CITY OF AVONDALE FOR AFFORDABLE HOUSING OPPORTUNITIES - Approve non-financial Amendment No. 3 to the Intergovernmental Agreement (Agreement) between the City of Avondale (City or Subrecipient) and Maricopa County (County) administered by its Human Services Department. The purpose of the Agreement is to expand availability of affordable housing in the Avondale area. Through two projects, the Subrecipient will develop 8 single family homes to be sold to qualified low-income homebuyers. The County provided the City with $2,750,000 in American Rescue Plan Act (ARPA) State and Local fiscal Recovery Funds (SLFRF) funds under the Assistance Listing Number 21.027 for the Work Statement activities. The City will partner with an eligible Subrecipient or Developer to construct the homes. The term of the Agreement is September 13, 2023, through December 31, 2026.

The purpose of Amendment No. 3 is to address the following:

• Incorporate Federal Award Identification Number (FAIN) and Award Date into the Agreement.

• Add required Agreement language.

• Revise Exhibit B (Avondale Infill Housing Program Statement of Work) and replace Paragraph 3.4 (Program Income).

CONCERN: “Through two projects, the Subrecipient will develop 8 single family homes to be sold to qualified low-income homebuyers.”

HUD is continuing to increase the amount of money it is giving to cities to provide or have nonprofits homes to folks who cannot afford a home.

In 2007, 35% of new FHA borrowers had debt-to-income ratios above 43%. By 2020, 54% did. About 64% of FHA borrowers last year exceeded the 43% threshold. - https://www.wsj.com/opinion/bidens-mortgage-relief-fuels-higher-housing-prices-policy-loans-risk-cb0a1974

According to the US Treasury, $9.9 billion dollars has been allocated to helping pay delinquent mortgages, and nearly 550,000 delinquent housing payments since 2021 have been handled. https://home.treasury.gov/policy-issues/coronavirus/assistance-for-state-local-and-tribal-governments/homeowner-assistance-fund

Stop allowing the program you’re entertaining from moving forward. The money is being used to put people who cannot afford homes into homes, which then leads to our tax dollars being used to pay peoples’ mortgages.

All of these programs keep houses off the market and prevent market corrections from occurring, even though we are starting to see housing prices come down.

Furthermore, tax dollars are being used to buy homes at prices that are going down and are losing out as investments for preservation of tax dollar wealth.

The money should be used to reduce everyone’s property taxes by the same amount or returned to the federal government.

PLEASE NOTE: This agreement does not prohibit non-citizens from accessing this program! 

60. RESOLUTION AUTHORIZING BOARD CHAIRMAN TO EXECUTE CERTAIN UTILITY EASEMENTS - Approve and execute a Resolution authorizing the Chairman to execute, upon approval by the Directors of the Facilities Management and Real Estate Departments, certain utility easements, needed to advance the project, without further Board action. Maricopa County, through the Facilities Management Department (FMD) is constructing the Downtown Elections Facility.

CONCERN: This is called the Downtown Elections Facility. The resolution states multiple offices found within Maricopa County have approved the easement. The resolution does not state anything about the Recorder. Has the Recorder approved the easement?

How will the actions by the Chair be recorded, and where will the opportunity for public input occur? How will the public's positions on these decisions be recorder?

64. CALL TO THE PUBLIC - Please give the Recorder his powers, resources, budget and staff back. Please require parental consent for children to take out explicit books from the library.